Apart from other factors choosing the right deductible really helps you get a good insurance quote in Massachusetts. Home insurance data from Magof.
| Premium | $500 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | $10,000 Deductible |
|---|---|---|---|---|---|---|
| 55,000 | 528 | 485 | 448 | 396 | 343 | 290 |
| 65,000 | 624 | 574 | 530 | 468 | 405 | 343 |
| 75,000 | 720 | 662 | 612 | 540 | 468 | 396 |
| 85,000 | 816 | 750 | 693 | 612 | 530 | 448 |
| 95,000 | 912 | 839 | 775 | 684 | 592 | 501 |
| 112,500 | 1,080 | 993 | 918 | 810 | 702 | 594 |
| 137,500 | 1,320 | 1,214 | 1,122 | 990 | 858 | 726 |
| 162,500 | 1,560 | 1,435 | 1,326 | 1,170 | 1,014 | 858 |
| 187,500 | 1,800 | 1,656 | 1,530 | 1,350 | 1,170 | 990 |
| 225,000 | 2,160 | 1,987 | 1,836 | 1,620 | 1,404 | 1,188 |
| 275,000 | 2,640 | 2,428 | 2,244 | 1,980 | 1,716 | 1,452 |
| 350,000 | 3,360 | 3,091 | 2,856 | 2,520 | 2,184 | 1,848 |
| 450,000 | 4,320 | 3,974 | 3,672 | 3,240 | 2,808 | 2,376 |
| 625,000 | 6,000 | 5,520 | 5,100 | 4,500 | 3,900 | 3,300 |
| 875,000 | 8,400 | 7,728 | 7,140 | 6,300 | 5,460 | 4,620 |
| 1,000,000+ | 9,600 | 8,832 | 8,160 | 7,200 | 6,240 | 5,280 |
Home insurance premium for various deductibles for a typical house in various places in Massachusetts
| Place | $500 Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |
|---|---|---|---|---|---|---|
| Ludlow | 2,171 | 1,997 | 1,845 | 1,628 | 1,411 | 1,194 |
| North Attleborough | 3,210 | 2,953 | 2,728 | 2,407 | 2,086 | 1,765 |
| Norfolk County | 3,772 | 3,470 | 3,206 | 2,829 | 2,452 | 2,075 |
| Newton | 6,598 | 6,070 | 5,608 | 4,948 | 4,288 | 3,628 |
| Westford | 4,270 | 3,928 | 3,629 | 3,202 | 2,775 | 2,348 |
| Beverly | 3,477 | 3,198 | 2,955 | 2,607 | 2,260 | 1,912 |
| Springfield | 1,464 | 1,347 | 1,245 | 1,098 | 952 | 805 |
| Belmont | 6,068 | 5,582 | 5,157 | 4,551 | 3,944 | 3,337 |
| Leominster | 2,298 | 2,114 | 1,953 | 1,723 | 1,493 | 1,264 |
| Boston | 3,597 | 3,309 | 3,057 | 2,697 | 2,338 | 1,978 |
| Medford | 3,700 | 3,404 | 3,145 | 2,775 | 2,405 | 2,035 |
| Middleborough | 2,988 | 2,749 | 2,540 | 2,241 | 1,942 | 1,643 |
| Barnstable Town | 3,434 | 3,160 | 2,919 | 2,576 | 2,232 | 1,889 |
| Walpole | 3,844 | 3,537 | 3,268 | 2,883 | 2,499 | 2,114 |
| Agawam Town | 2,212 | 2,035 | 1,880 | 1,659 | 1,438 | 1,217 |
| Framingham | 3,358 | 3,089 | 2,854 | 2,518 | 2,182 | 1,846 |
| Hampshire County | 2,529 | 2,327 | 2,150 | 1,897 | 1,644 | 1,391 |
| Cambridge | 5,239 | 4,820 | 4,453 | 3,929 | 3,405 | 2,881 |
| West Springfield Town | 1,988 | 1,829 | 1,689 | 1,491 | 1,292 | 1,093 |
| Berkshire County | 2,008 | 1,847 | 1,707 | 1,506 | 1,305 | 1,104 |
| Revere | 3,039 | 2,796 | 2,583 | 2,279 | 1,975 | 1,671 |